Shares Pledged Loans (up to $10,000.00)
Term (in months) | Monthly Cost/ $1000 Borrowed | APR* |
36 | $29.08 | 4.00% |
48 | $22.35 | 4.50% |
60 | $18.41 | 4.99% |
Car Loans
New Car - 2024 - 2023 (never titled)
Term (in months) | Monthly Cost / $1000 borrowed | APR* |
36 | $28.43 | 4.99% |
48 | $21.81 | 5.25% |
60 | $17.75 | 5.99% |
72 | $15.20 | 6.49% |
New/Used vehicle purchase.
Used Car - 2019 - 2023
Term (in months) | Monthly Cost / $1000 borrowed | APR* |
36 | $28.54 | 4.99% |
48 | $21.81 | 5.25% |
60 | $17.75 | 5.99% |
72 | $15.20 | 6.49% |
Used Car Rates 2015 - 2018
Term (in months) | Monthly Cost / $1000 borrowed | APR* |
36 | $29.19 | 5.99% |
48 | $22.36 | 6.50% |
60 | $18.31 | 6.99% |
Older Used Car Rates - 2014 and older
Term (in months) | Monthly Cost / $1000 borrowed | APR* |
Up to 60 months | $19.80 | 7.99% |
Term is at the discretion of the credit union based on credit and age of car.
Recreational Vehicle Loans
New RV - 2024-2023 (never titled)
Term (in months) | Monthly Cost / $1000 borrowed | APR* |
84 | $29.42 | 6.99% |
96-120 | $29.42 | 7.99% |
Used RV 2019-2023
Term (in months) | Monthly Cost / $1000 borrowed | APR* |
84 | $29.62 | 6.99% |
96-120 | $29.62 | 7.99% |
Used RV - 2018 and older
Term (in months) | Monthly Cost / $1000 borrowed | APR* |
36-84 | $29.62 | 7.99% |
96-120 | $29.62 | 8.99% |
Home Loans
Balloon Mortgages and Home Equity Loans
Term (in months) | Monthly Cost / $1000 borrowed | APR* |
60 | $18.31 | 4.94% – 5.49% |
Refinance:
- Under $100,000.00 (charges are $225.00)
- Over $100,000.00 (charges are $525.00)
New Purchase:
- Over $100,000.00 (charges are $425.00)
Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Allentown FCU will lend up to 80% of appraised value.
If the rate may be increased after consummation, that fact (i.e., if rate is not fixed).
Approved by the board March 15, 2018
Home Equity Line of Credit Revolving
Term (in months) | Monthly Cost / $1000 borrowed | APR* |
Revolving | $9.43 | 4.75% |
Maximum could be prime plus 2% up to 15%.
Personal Loans
Signature Loans
Term (in months) | Monthly Cost / $1000 borrowed | APR* |
36 | $29.97 | 8.99% |
48 | $23.26 | 9.49% |
60 | $19.34 | 9.99% |
Variable Rate Personal Line of Credit
Terms (in months) | Monthly Cost / $1000 borrowed | APR* |
Revolving | $19.34 | 9.99% |
5.99% up to $25000.00
- Any minimum, fixed, transaction, activity, or similar charge your credit union could impose
- Any membership or participation fee your credit union could impose (this does not include credit union membership)
Total unsecured up to $25,000.00 includes PSL, VRSLOC, SIGNATURE, & VISA CREDIT CARD.
Get your up-to-date credit report at annualcreditreport.com.
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